TAP-TO-PAY CREDIT CARD FRAUD
Law enforcement is seeing an emerging concern involving organized criminal groups using digital payment technology to commit credit card fraud.
In recent incidents, suspects have used stolen credit card information through digital wallets, including Apple Pay and Google Wallet, and then manually entered card information at checkout to make unauthorized, high-value purchases.
These schemes can involve multiple stolen credit cards, coordinated activity between suspects, and purchases designed to move quickly before the fraud is detected. This type of activity serves as a reminder that criminals continue to adapt their methods and exploit modern technology.
How can you protect yourself?
Monitor your bank and credit card transactions regularly.
Enable transaction alerts through your financial institution.
Immediately report unfamiliar charges or suspicious activity.
Contact your bank if your card is lost, stolen, or compromised.
Never share verification codes or banking information with unsolicited callers or messages.
Retailers: Be alert for suspicious purchasing patterns, multiple declined transactions, repeated attempts using different payment methods, or unusually large purchases. Follow your established payment verification procedures and report suspected fraud to law enforcement.
Help spread the word. Awareness is one of the best tools we have to help protect our community. Criminals are becoming increasingly sophisticated, and staying informed can help prevent others from becoming victims.
If you believe you have been a victim of credit card fraud, contact your financial institution immediately and report the incident to your local law enforcement agency.
Stay alert. Protect your information. Report suspicious activity.
